Form 5500 · Employee benefit plan · NORTH EASTHAM, MA
CAPE ASSOCIATES, INC.
The filing calls this plan CAPE ASSOCIATES, INC. WELFARE BENEFIT PLAN.
CAPE ASSOCIATES, INC. of NORTH EASTHAM, MA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ROGERSGRAY. Coverage is written through ALTUS DENTAL INSURANCE COMPANY, INC. and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2476237 · plan 501 · plan year 2025, filed Dec 23, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering dental, vision and life; the largest, with ALTUS DENTAL INSURANCE COMPANY, INC., covers 161 people.
The filing declares dental, vision, life and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $131,982, with $14,912 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in December, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
ROGERSGRAY is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ALTUS DENTAL INSURANCE COMPANY, INC. | Dental, Vision | 161 | Jan 1, 2025 | $82,875 | $8,288 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 107 | Jan 1, 2025 | $49,107 | $6,624 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 119 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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