Form 5500 · Employee benefit plan · PHOENIX, AZ
CALIFORNIA CLOSETS HOLDING
CALIFORNIA CLOSETS HOLDING of PHOENIX, AZ spreads its employee benefits across 8 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ABD INS. AND FINANCIAL SVCS., INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 42-1771605 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, covers 895 people.
Reported premium across the insured contracts is $14,440,716, with $159,645 in disclosed broker commissions — about 1.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ABD INS. AND FINANCIAL SVCS., INC. is the broker of record on 7 of the 8 contracts; the rest name a different broker or none.
8 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, STANDARD INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC. and AETNA LIFE INSURANCE COMPANY among them — with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life, Disability | 376 | December | $1,371,887 | $63,812 |
| AETNA LIFE INSURANCE COMPANY | Dental | 1,944 | December | $760,495 | $41,633 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 201 | December | $1,349,538 | $36,124 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 2,058 | December | $152,605 | $15,230 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 14 | December | $86,833 | $2,356 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 7 | December | $2,575 | $450 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Health | 895 | December | $10,657,805 | $40 |
| HEALTH ADVOCATE SOLUTIONS, INC. | — | 1,587 | December | $58,978 | $0 |
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