Form 5500 · Employee benefit plan · GREENSBORO, NC
BRUCE TERMINIX COMPANY
The filing calls this plan BRUCE TERMINIX CO HEALTH & WELFARE PLAN.
BRUCE TERMINIX COMPANY of GREENSBORO, NC is a 214-participant administrative and support services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is WELLS INSURANCE. Coverage is written through EXCESS RE and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0750006 · plan 510 · plan year 2025, filed Jul 8, 2026
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How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, vision, life, disability and stop-loss; the largest, with EXCESS RE, covers 201 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $528,248, with $93,066 in disclosed broker commissions — about 18% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WELLS INSURANCE is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EXCESS RE | Stop-loss | 201 | Jan 1, 2026 | $244,114 | $49,917 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Health, Life, Disability | 255 | Jan 1, 2026 | $182,919 | $40,278 |
| COMMUNITY EYE CARE | Vision | 220 | Jan 1, 2026 | $23,925 | $2,871 |
| CIGNA PPO | Health | 201 | Jan 1, 2026 | $50,769 | $0 |
| HCC LIFE INSURANCE COMPANY | — | 201 | Jan 1, 2026 | $26,521 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 85 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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