Form 5500 · Employee benefit plan · ASHEVILLE, NC
BROTHERHOOD OF LOCOMOTIVE ENGINEERS
The filing calls this plan RAILROAD WORKERS BENEFIT FOUNDATION.
BROTHERHOOD OF LOCOMOTIVE ENGINEERS of ASHEVILLE, NC is a small transportation and logistics employer whose insured group plan is on public record in its Form 5500 filing. Its broker of record is RAILROAD MARKTING INSURANCE SERVICE. Coverage is written through EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 30-0262854 · plan 515 · plan year 2025, filed Oct 14, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 1 insured contract covering life and disability; the largest, with EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, covers 2,091 people.
Reported premium across the insured contracts is $6,015,753, with $984,585 in disclosed broker commissions — about 16% of premium.
The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.
At 0 participants this is a small group; Form 5500 is required once a welfare plan reaches 100 participants, or when it is funded through insurance contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 2,091 | May 1, 2025 | $6,015,753 | $984,585 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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