Form 5500 · Employee benefit plan · RENTON, WA
BRIGHTSPARK EARLY LEARNING SERVICES
The filing calls this plan BRIGHTSPARK HEALTH AND WELFARE PLAN.
BRIGHTSPARK EARLY LEARNING SERVICES of RENTON, WA is a 138-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is WORLD INSURANCE ASSOCIATES LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 91-1465046 · plan 501 · plan year 2025, filed Jul 15, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC., covers 192 people.
Reported premium across the insured contracts is $1,880,649, with $62,292 in disclosed broker commissions — about 3.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WORLD INSURANCE ASSOCIATES LLC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC., DELTA DENTAL OF WASHINGTON and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | Health | 192 | Jan 1, 2026 | $1,648,739 | $42,775 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 153 | Jan 1, 2026 | $79,499 | $11,925 |
| DELTA DENTAL OF WASHINGTON | Dental | 178 | Jan 1, 2026 | $152,411 | $7,592 |
Premium and claims on this contract
DELTA DENTAL OF WASHINGTON, contract 06678. For the contract year on this filing, the carrier reported $152,411 in premium earned and $118,800 in claims incurred. Dividing one by the other gives 78%.
- DELTA DENTAL OF WASHINGTON, contract 06678 reported $34,140 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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