Form 5500 · Employee benefit plan · RED BANK, NJ
BRAND & OPPENHEIMER CO. INC.
The filing calls this plan BRAND & OPPENHEIMER WELFARE BENEFITS PLAN.
Public Form 5500 records show how BRAND & OPPENHEIMER CO. INC. of RED BANK, NJ, a manufacturing employer, structures its employee benefits. Its broker of record is STARKWEATHER & SHEPLEY, INC.. Coverage is written through BLUE CROSS BLUE SHIELD OF RHODE ISLAND and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-3330316 · plan 501 · plan year 2025, filed Jan 20, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF RHODE ISLAND, covers 172 people.
Reported premium across the insured contracts is $1,423,142, with $8,630 in disclosed broker commissions — about 0.6% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
STARKWEATHER & SHEPLEY, INC. is the broker of record on all 8 contracts.
3 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF RHODE ISLAND, RELIANCE STANDARD LIFE INSURANCE COMPANY and VISION SERVICE PLAN. BLUE CROSS BLUE SHIELD OF RHODE ISLAND writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 63 | Aug 1, 2025 | $18,409 | $2,593 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 151 | Aug 1, 2025 | $24,519 | $1,932 |
| BLUE CROSS BLUE SHIELD OF RHODE ISLAND | Health | 172 | Aug 1, 2025 | $1,303,030 | $1,729 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 63 | Aug 1, 2025 | $13,968 | $1,537 |
| VISION SERVICE PLAN | Vision | 79 | Aug 1, 2025 | $8,159 | $658 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 11 | Aug 1, 2025 | $1,687 | $169 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 18 | Aug 1, 2025 | $124 | $12 |
| BLUE CROSS BLUE SHIELD OF RHODE ISLAND | Dental | 157 | Aug 1, 2025 | $53,246 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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