Form 5500 · Employee benefit plan · LEXINGTON, KY
BPM LUMBER, LLC
The filing calls this plan BPM LUMBER, LLC WELFARE BENEFITS PLAN.
BPM LUMBER, LLC of LEXINGTON, KY files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is COMPREHENSIVE BUSINESS INSURANCE. Coverage is written through COLONIAL LIFE & ACCIDENT INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-5511576 · plan 501 · plan year 2024, filed Jul 29, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, covers 73 people.
Reported premium across the insured contracts is $126,351, with $16,280 in disclosed broker commissions — about 13% of premium.
The health contract's policy period ended in August, while at least one ancillary line's policy period ended in March. The plan is on a split renewal cycle.
COMPREHENSIVE BUSINESS INSURANCE is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, ANTHEM LIFE INSURANCE COMPANY and ANTHEM HEALTH PLANS OF KENTUCKY, INC.. COLONIAL LIFE & ACCIDENT INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life, Disability | 73 | Sep 1, 2024 | $69,948 | $11,096 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life | 83 | Sep 1, 2024 | $53,277 | $4,710 |
| ANTHEM LIFE INSURANCE COMPANY | Life | 79 | Apr 1, 2024 | $3,126 | $474 |
| ANTHEM HEALTH PLANS OF KENTUCKY, INC. | Health | — | Sep 1, 2024 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
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