Form 5500 · Employee benefit plan · COLCHESTER, VT
BOWL NEW ENGLAND
BOWL NEW ENGLAND of COLCHESTER, VT spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HUB INTERNATIONAL MIDWEST LIMI. Coverage is written through BERKLEY LIFE AND HEALTH INSURANCE CO. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0267492 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with BERKLEY LIFE AND HEALTH INSURANCE CO., covers 153 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $672,837, with $13,250 in disclosed broker commissions — about 2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LIMI is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 283 | December | $152,235 | $9,380 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 317 | December | $99,581 | $1,752 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 130 | December | $14,018 | $1,420 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 8 | December | $9,033 | $698 |
| BERKLEY LIFE AND HEALTH INSURANCE CO. | Stop-loss | 153 | December | $397,970 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
More employer plans in Vermont — largest plans, brokers, carriers and renewal months.