Form 5500 · Employee benefit plan · FORT SMITH, AR
BOST, INC.
The filing calls this plan BOST, INC EMPLOYEE HEALTH AND WELFARE PLAN.
BOST, INC. of FORT SMITH, AR files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through ARKANSAS BLUE CROSS AND BLUE SHIELD and 2 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0539738 · plan 501 · plan year 2025, filed Dec 11, 2025
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16 other employer plans in Arkansas have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with ARKANSAS BLUE CROSS AND BLUE SHIELD, covers 278 people.
Reported premium across the insured contracts is $2,501,725, with $52,492 in disclosed broker commissions — about 2.1% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
DIGITAL INSURANCE INC. is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including ARKANSAS BLUE CROSS AND BLUE SHIELD, UNITED OF OMAHA LIFE INSURANCE COMPANY and METROPOLITAN GENERAL INSURANCE COMPANY. ARKANSAS BLUE CROSS AND BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 578 | Jul 1, 2025 | $233,371 | $36,539 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Dental | 398 | Jul 1, 2025 | $153,267 | $15,329 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 25 | Jul 1, 2025 | $6,132 | $624 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Health | 278 | Jul 1, 2025 | $2,058,066 | $0 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Vision | 388 | Jul 1, 2025 | $50,889 | $0 |
Premium and claims on these contracts
ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 027857,0227947. For the contract year on this filing, the carrier reported $153,267 in premium earned and $103,131 in claims incurred. Dividing one by the other gives 67%.
ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029205. For the contract year on this filing, the carrier reported $2,058,066 in premium earned and $1,919,673 in claims incurred. Dividing one by the other gives 93%.
- ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 027857,0227947 reported $38,331 in retention.
- ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029205 reported $247,754 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 743 employees, 11 recordable cases, 13 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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