Form 5500 · Employee benefit plan · FARGO, ND
BORDER STATES INDUSTRIES INC.
BORDER STATES INDUSTRIES INC. of FARGO, ND spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MERCER HEALTH & BENEFITS ADMIN LLC. Coverage is written through VISION SERVICE PLAN and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-0275004 · plan 501 · as of Aug 2026
Plan brief
All 5 insured contracts are vision coverage, split across VISION SERVICE PLAN, METROPOLITAN LIFE INSURANCE COMPANY and METROPOLITAN GENERAL INSURANCE COMPANY.
Reported premium across the insured contracts is $968,934, with $93,414 in disclosed broker commissions — about 9.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH & BENEFITS ADMIN LLC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — VISION SERVICE PLAN, METROPOLITAN LIFE INSURANCE COMPANY and METROPOLITAN GENERAL INSURANCE COMPANY — with VISION SERVICE PLAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | — | 1,448 | December | $252,702 | $45,825 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 1,112 | December | $168,327 | $21,662 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 2,386 | December | $109,254 | $15,976 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 320 | December | $75,390 | $9,951 |
| VISION SERVICE PLAN | Vision | 2,370 | December | $363,261 | $0 |
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