Form 5500 · Employee benefit plan · CONCORD, CA
BOARD OF TRUSTEES OF NORTHERN CALIFORNIA PIPE TRADES HEALTH & WEL
The filing calls this plan NORTHERN CALIFORNIA PIPE TRADES HEALTH AND WELFARE PLAN.
BOARD OF TRUSTEES OF NORTHERN CALIFORNIA PIPE TRADES HEALTH & WEL of CONCORD, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is DANIEL EDWARD CUTRIGHT. Coverage is written through BLUE SHIELD OF CALIFORNIA and 4 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-3183274 · plan 501 · plan year 2025, filed Apr 15, 2026
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605 other employer plans in California have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision and life; the largest, with BLUE SHIELD OF CALIFORNIA, covers 4,638 people.
Reported premium across the insured contracts is $76,273,123, with $14,655 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
DANIEL EDWARD CUTRIGHT is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUE SHIELD OF CALIFORNIA, KAISER FOUNDATION HEALTH PLAN, INC., DELTA DENTAL OF CALIFORNIA and VISION SERVICE PLAN. BLUE SHIELD OF CALIFORNIA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Life | 6,964 | Jul 1, 2025 | $146,525 | $14,655 |
| BLUE SHIELD OF CALIFORNIA | Health | 4,638 | Jul 1, 2025 | $45,108,224 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 3,889 | Jul 1, 2025 | $25,893,444 | $0 |
| DELTA DENTAL OF CALIFORNIA | Dental | 7,541 | Jul 1, 2025 | $4,558,476 | $0 |
| VISION SERVICE PLAN | Vision | 3,098 | Jul 1, 2025 | $566,454 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
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Renewal calendar
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