Form 5500 · Employee benefit plan · RAPID CITY, SD
BLACK HILLS CORPORATION
BLACK HILLS CORPORATION of RAPID CITY, SD spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is NORTH RISK PARTNERS, LLC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0458824 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 8,418 people.
Reported premium across the insured contracts is $4,089,764, with $200,884 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
NORTH RISK PARTNERS, LLC is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 8,418 | December | $3,781,455 | $102,868 |
| UNUM INSURANCE COMPANY | — | 607 | December | $103,687 | $56,190 |
| UNUM INSURANCE COMPANY | — | 493 | December | $175,069 | $37,393 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | — | 2,785 | December | $29,553 | $4,433 |
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