Form 5500 · Employee benefit plan · MERIDIAN, ID
BISH'S RV INC.
The filing calls this plan BISH'S RV INC HEALTH AND WELFARE PLAN.
Public Form 5500 records show how BISH'S RV INC. of MERIDIAN, ID, a retail employer, structures its employee benefits. Its broker of record is STEVEN BALTAS. Coverage is written through BLUE CROSS OF IDAHO and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-2045075 · plan 501 · plan year 2024, filed Oct 10, 2025
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354 other employer plans in Idaho have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS OF IDAHO, covers 1,153 people.
Reported premium across the insured contracts is $7,306,612, with $204,153 in disclosed broker commissions — about 2.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
STEVEN BALTAS is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including BLUE CROSS OF IDAHO, DELTA DENTAL OF IDAHO, UNUM LIFE INSURANCE COMPANY OF AMERICA and UNUM INSURANCE COMPANY. BLUE CROSS OF IDAHO writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS OF IDAHO | Health | 1,153 | Jan 1, 2025 | $6,428,932 | $70,860 |
| UNUM INSURANCE COMPANY | — | 268 | Jan 1, 2025 | $106,720 | $60,855 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 903 | Jan 1, 2025 | $324,657 | $49,099 |
| DELTA DENTAL OF IDAHO | Dental | 631 | Jan 1, 2025 | $372,329 | $17,047 |
| STARMOUNT LIFE INSURANCE COMPANY | Vision | 533 | Jan 1, 2025 | $62,917 | $6,292 |
| HEALTH ADVOCATE | — | 1,052 | Jan 1, 2025 | $11,057 | $0 |
Premium and claims on this contract
DELTA DENTAL OF IDAHO, contract 6460. For the contract year on this filing, the carrier reported $372,329 in premium earned and $436,116 in claims incurred. Dividing one by the other gives 117%.
- DELTA DENTAL OF IDAHO, contract 6460 reported $76,531 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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