Form 5500 · Employee benefit plan · ANDOVER, MA
BILL DELUCA CHEVROLET-CADILLAC, INC
BILL DELUCA CHEVROLET-CADILLAC, INC of ANDOVER, MA insures dental, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is GRANITE GROUP BENEFITS. Coverage is written through HARVARD PILGRIM HEALTH CARE and 1 other carrier. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2565924 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering dental, life and disability; the largest, with HARVARD PILGRIM HEALTH CARE, covers 358 people.
Reported premium across the insured contracts is $5,982,095, with $103,118 in disclosed broker commissions — about 1.7% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
GRANITE GROUP BENEFITS is the broker of record on 3 of the 7 contracts; the rest name a different broker or none.
Two carriers split the book: HARVARD PILGRIM HEALTH CARE and GUARDIAN.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARVARD PILGRIM HEALTH CARE | — | 358 | May | $4,241,710 | $46,181 |
| GUARDIAN | Dental, Life, Disability | 331 | May | $430,406 | $45,647 |
| HARVARD PILGRIM HEALTH CARE | — | 115 | May | $1,072,322 | $9,242 |
| HARVARD PILGRIM HEALTH CARE | — | 15 | May | $237,657 | $2,048 |
| HARVARD PILGRIM HEALTH CARE | — | 0 | May | — | $0 |
| HARVARD PILGRIM HEALTH CARE | — | 0 | May | — | $0 |
| HARVARD PILGRIM HEALTH CARE | — | 4 | May | — | $0 |
More employer plans in Massachusetts — largest plans, brokers, carriers and renewal months.