Form 5500 · Employee benefit plan · BLUE MOUNTAIN, MS
BIG M TRANSPORTATION INC
The filing calls this plan BIG M TRANSPORTATION HEALTH & WELFARE BENEFIT PLAN.
BIG M TRANSPORTATION INC of BLUE MOUNTAIN, MS files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is HUB INTERNATIONAL GULF SOUTH LTD. Coverage is written through BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 64-0918227 · plan 502 · plan year 2025, filed Apr 16, 2026
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18 other employer plans in Mississippi have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, covers 218 people.
Reported premium across the insured contracts is $1,506,871, with $66,323 in disclosed broker commissions — about 4.4% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL GULF SOUTH LTD is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, STARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA and UNUM INSURANCE COMPANY. BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY | Health | 218 | Oct 1, 2025 | $1,221,427 | $21,812 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 79 | Oct 1, 2025 | $59,536 | $12,889 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 136 | Oct 1, 2025 | $72,863 | $11,820 |
| STARMOUNT LIFE INSURANCE COMPANY | Dental, Vision | 187 | Oct 1, 2025 | $91,928 | $10,829 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 44 | Oct 1, 2025 | $46,460 | $7,543 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 15 | Oct 1, 2025 | $9,673 | $1,451 |
| UNUM INSURANCE COMPANY | Health | 131 | Oct 1, 2025 | $2,236 | $-8 |
| UNUM INSURANCE COMPANY | Health | 39 | Oct 1, 2025 | $2,748 | $-13 |
Premium and claims on this contract
BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, contract 064404, ET AL. For the contract year on this filing, the carrier reported $1,221,427 in premium earned and $902,099 in claims incurred. Dividing one by the other gives 74%.
- BLUE CROSS & BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY, contract 064404, ET AL reported $143,954 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 365 employees, 5 recordable cases, 290 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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