Form 5500 · Employee benefit plan · BILLINGS, MT
BETTER BUSINESS SYSTEMS LLC DBA AVITUS GROUP
The filing calls this plan AVITUS GROUP HEALTH BENEFIT PLAN.
BETTER BUSINESS SYSTEMS LLC DBA AVITUS GROUP of BILLINGS, MT files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AVITUS INC. Coverage is written through VISION SERVICE PLAN. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-0509024 · plan 501 · plan year 2023, filed Sep 3, 2024
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
5 other employer plans in Montana have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, vision, through VISION SERVICE PLAN, covering 2,705 people.
The filing declares vision, health, dental, life and disability. Health, dental, life and disability appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $28,056, with $1,233 in disclosed broker commissions — about 4.4% of premium.
The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| VISION SERVICE PLAN | Vision | 2,705 | May 1, 2023 | $28,056 | $1,233 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
5 other employer plans in Montana are May 1 renewals (policy year ends April).
Their policy years end in April, like this plan’s, so most renew May 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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