Form 5500 · Employee benefit plan · CORPUS CHRISTI, TX
BERRY CONTRACTING, LP DBA BAY LTD
The filing calls this plan BERRY CONTRACTING, LP DBA BAY LTD WELFARE BENEFITS PLAN.
Public Form 5500 records show how BERRY CONTRACTING, LP DBA BAY LTD of CORPUS CHRISTI, TX, a construction employer, structures its employee benefits. Its broker of record is EDGEWOOD PARTNERS INSURANCE CENTER. Coverage is written through CONTINENTAL AMERICAN INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-2982901 · plan 501 · plan year 2025, filed Mar 11, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
220 other employer plans in Texas have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: ARMADACARE covers 27 of 877 participants (3.1%) on Schedule A.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, life and disability.
The filing declares health, life, disability, dental and vision. Dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $1,221,353, with $146,264 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
EDGEWOOD PARTNERS INSURANCE CENTER is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | Disability | 165 | Sep 1, 2025 | $358,686 | $55,960 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 689 | Sep 1, 2025 | $333,828 | $50,074 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life, Disability | 91 | Sep 1, 2025 | $104,940 | $17,206 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 67 | Sep 1, 2025 | $58,294 | $8,744 |
| ARMADACARE | Health | 27 | Sep 1, 2025 | $348,368 | $7,625 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life, Disability | 14 | Sep 1, 2025 | $17,237 | $6,655 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 2,815 employees, 3 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
How this plan compares
Subscribers see how this compares with similar plans in Texas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
220 other employer plans in Texas are September 1 renewals (policy year ends August).
Their policy years end in August, like this plan’s, so most renew September 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Texas — largest plans, brokers, carriers and renewal months.