Form 5500 · Employee benefit plan · CLIFTON, NJ
BENECARD SERVICES, INC
BENECARD SERVICES, INC of CLIFTON, NJ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AMERICAN INSURANCE ADMINISTRATORS. Coverage is written through HORIZON HEALTHCARE SERVICES, INC and 6 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2998772 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC | Health | 243 | August | $60,000 |
| CAPITAL ADVANTAGE ASSURANCE COMPANY | — | 340 | August | $55,000 |
| GUARDIAN | Dental | 446 | August | $29,973 |
| US ABLE LIFE | Life | 170 | August | $10,693 |
| US ABLE LIFE | Disability | 548 | August | $4,763 |
| US ABLE LIFE | — | 399 | August | $3,322 |
| US ABLE LIFE | Life | 548 | August | $3,290 |
Questions
Who is BENECARD SERVICES, INC's benefits broker?
Per its most recent Form 5500 Schedule A, BENECARD SERVICES, INC's broker of record is AMERICAN INSURANCE ADMINISTRATORS.
What insurance carrier does BENECARD SERVICES, INC use?
BENECARD SERVICES, INC's benefit plan is written through HORIZON HEALTHCARE SERVICES, INC, among 7 disclosed carriers.
When does BENECARD SERVICES, INC's group plan renew?
The most recent Schedule A policy period for BENECARD SERVICES, INC ended in August. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from BENECARD SERVICES, INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.