Form 5500 · Employee benefit plan · SALT LAKE CITY, UT
BEAR RIVER MUTUAL
BEAR RIVER MUTUAL of SALT LAKE CITY, UT files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ALTURA BENEFITS LLC. Coverage is written through SELECTHEALTH and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 87-0114580 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, life and disability; the largest, with SELECTHEALTH, covers 339 people.
Reported premium across the insured contracts is $1,995,140, with $101,690 in disclosed broker commissions — about 5.1% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in September — the plan is on a split renewal cycle.
ALTURA BENEFITS LLC is the broker of record on all 3 contracts.
Two carriers split the book: SELECTHEALTH and HARTFORD LIFE AND ACCIDENT.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SELECTHEALTH | Health | 339 | December | $1,812,849 | $89,951 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 154 | September | $141,935 | $7,061 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 171 | December | $40,356 | $4,678 |
More employer plans in Utah — largest plans, brokers, carriers and renewal months.