Form 5500 · Employee benefit plan · FLORENCE, SC
BCN HOLDINGS, INC
The filing calls this plan BCN HOLDINGS, INC MEDICAL PLAN.
BCN HOLDINGS, INC of FLORENCE, SC is a 434-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 47-1881405 · plan 501 · plan year 2025, filed Nov 13, 2025
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48 other employer plans in South Carolina have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, health, through BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, covering 388 people.
Reported premium across the insured contracts is $4,883,755, with $153,000 in disclosed broker commissions — about 3.1% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Health | 388 | Apr 1, 2025 | $4,883,755 | $153,000 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 66-17481. For the contract year on this filing, the carrier reported $4,883,755 in premium earned and $6,062,748 in claims incurred. Dividing one by the other gives 124%.
- BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 66-17481 reported $-1,178,993 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
48 other employer plans in South Carolina are April 1 renewals (policy year ends March).
Their policy years end in March, like this plan’s, so most renew April 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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