Form 5500 · Employee benefit plan · ALBANY, NY
BBL CONSTRUCTION SERVICES, LLC
The filing calls this plan BBL CONSTRUCTION SERVICES, LLC HEALTH INSURANCE PLAN.
Public Form 5500 records show how BBL CONSTRUCTION SERVICES, LLC of ALBANY, NY, a construction employer, structures its employee benefits. Its broker of record is NFP CORPORATE SERVICES (NY) LLC. Coverage is written through CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. and 3 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 14-1814573 · plan 501 · plan year 2025, filed May 7, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Disability: METROPOLITAN LIFE INSURANCE COMPANY covers 7 of 166 participants (4.2%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision and disability; the largest, with CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC., covers 279 people.
The filing declares health, dental, vision, disability and life. Life appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $2,061,367, with $80,575 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
NFP CORPORATE SERVICES (NY) LLC is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | Health | 279 | Nov 1, 2025 | $1,926,660 | $64,487 |
| DELTA DENTAL OF NEW YORK | Dental | 232 | Nov 1, 2025 | $92,026 | $8,428 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 188 | Nov 1, 2025 | $11,968 | $2,570 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 7 | Nov 1, 2025 | $7,830 | $1,873 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 43 | Nov 1, 2025 | $7,297 | $1,373 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision | 98 | Nov 1, 2025 | $11,974 | $1,197 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 44 | Nov 1, 2025 | $3,612 | $647 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 144 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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