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Form 5500 · Employee benefit plan · DALLAS, TX

BAYLOR SCOTT & WHITE HOLDINGS

The filing calls this plan BAYLOR SCOTT & WHITE HEALTH AND WELFARE BENEFITS PLAN.

BAYLOR SCOTT & WHITE HOLDINGS of DALLAS, TX is a 49,348-participant health care and social assistance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 16 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-3130985 · plan 508 · plan year 2024, filed Oct 13, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

4,208 other employer plans in Texas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
49,348
Active at start of year
47,488
Active at end of year
49,195
Disclosed commissions
$2,552,195
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY35,962 of 49,348 participants (73%) on the largest contract
Dentalinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY35,962 of 49,348 participants (73%) on the largest contract
Visioninsured — EYEMED VISION CARE64,070 of 49,348 participants on the largest contract
Lifeinsured — LIFE INSURANCE COMPANY OF NORTH AMERICA44,256 of 49,348 participants (90%)
Disabilityinsured — LIFE INSURANCE COMPANY OF NORTH AMERICA44,118 of 49,348 participants (89%)

Also declared: prepaid legal, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 24 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 35,962 people.

Reported premium across the insured contracts is $70,813,438, with $2,552,195 in disclosed broker commissions — about 3.6% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

WILLIS TOWERS WATSON US LLC is the broker of record on 23 of the 24 contracts; the rest name a different broker or none.

17 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA, EYEMED VISION CARE and METLIFE LEGAL PLANS. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
CIGNA HEALTH AND LIFE INSURANCE COMPANY—11,841Jan 1, 2025$4,596,570$838,342
EYEMED VISION CAREVision64,070Jan 1, 2025$6,067,275$603,989
CIGNA HEALTH AND LIFE INSURANCE COMPANY—14,677Jan 1, 2025$2,091,248$382,174
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth, Dental35,962Jan 1, 2025$23,416,662$289,548
CIGNA HEALTH AND LIFE INSURANCE COMPANY—5,060Jan 1, 2025$1,466,484$267,186
METLIFE LEGAL PLANS—10,325Jan 1, 2025$1,632,252$150,726
CIGNA DENTAL HEALTH OF TEXAS, INC.Dental5,229Jan 1, 2025$1,463,080$18,289
EYEMED VISION CAREVision156Jan 1, 2025$15,217$1,863
CIGNA DENTAL HEALTH OF FLORIDA, INC.Dental7Jan 1, 2025$1,865$23
CIGNA DENTAL HEALTH OF COLORADO, INC.Dental3Jan 1, 2025$793$10
CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC.Dental3Jan 1, 2025$769$10
CIGNA DENTAL HEALTH OF KENTUCKY, INC.Dental2Jan 1, 2025$536$7
CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC.Dental2Jan 1, 2025$490$6
CIGNA DENTAL HEALTH OF MISSOURI, INC.Dental2Jan 1, 2025$443$6
CIGNA DENTAL HEALTH OF KANSAS, INC.Dental2Jan 1, 2025$420$5
CIGNA DENTAL HEALTH OF VIRGINIA, INC.Dental2Jan 1, 2025$396$5
CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC.Dental1Jan 1, 2025$210$3
CIGNA DENTAL HEALTH OF OHIO, INC.Dental1Jan 1, 2025$140$2
CIGNA DENTAL HEALTH OF MARYLAND, INC.Dental1Jan 1, 2025$47$1
LIFE INSURANCE COMPANY OF NORTH AMERICALife44,256Jan 1, 2025$15,013,793$0
LIFE INSURANCE COMPANY OF NORTH AMERICADisability44,118Jan 1, 2025$12,808,856$0
LIFE INSURANCE COMPANY OF NORTH AMERICA—44,256Jan 1, 2025$2,233,086$0
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK—1Jan 1, 2025$2,796$0
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth4Jun 1, 2024$10$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
BAYLOR SCOTT & WHITE HOLDINGS
EIN 46-3130985
SEDGWICK
CONSULTING · EIN 36-2685608
$1,608,353
paid directly by the plan
OPTUM
CONSULTING · EIN 47-0858534
$446,396
paid directly by the plan
HEADSPACE, INC.
CONSULTING · EIN 46-1777570
$237,389
paid directly by the plan
WEBMD
CONSULTING · EIN 93-1270422
$165,573
paid directly by the plan
ALIGHT SOLUTIONS
INSURANCE SERVICES · EIN 82-1061233
$78,971
paid directly by the plan
FORVIS MAZARS, LLP
Accounting and audit · EIN 44-0160260
$49,875
paid directly by the plan
WILLIS TOWERS WATSON US LLC
ACTUARIAL · EIN 53-0181291
$38,000
paid directly by the plan
ENTERHEALTH
CONSULTING · EIN 26-3107183
$16,620
paid directly by the plan
NETWORK MEDICAL REVIEW
Named on Schedule C · EIN 76-0711128
$15,929
paid directly by the plan
UNUM
CONSULTING · EIN 01-0278678
$11,879
paid directly by the plan
HAYNES & BOONE LLP
LEGAL · EIN 75-1312888
$10,964
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$71,573,000
Paid out in benefits
$622,913,000
Paid to insurance carriersSchedule H, line 2e(2)
$70,140,000
Independent accountantEIN 44-0160260
FORVIS MAZARS, LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$50,000

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

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