Form 5500 · Employee benefit plan · ST. LOUIS, MO
BAYER CORPORATION C/O HR OPERATIONS DEPARTMENT
The filing calls this plan BAYER CORPORATION RETIREE MEDICAL AND HEALTH REIMBURSEMENT ACCOUNT PLAN.
BAYER CORPORATION C/O HR OPERATIONS DEPARTMENT of ST. LOUIS, MO is a 20,741-participant manufacturing employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Coverage is written through UNITEDHEALTHCARE OF THE MIDLANDS, INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-1339219 · plan 502 · plan year 2025, filed Jul 8, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 3 insured health contracts, with UNITEDHEALTHCARE OF THE MIDLANDS, INC., covers 33 of 20,741 participants (0.2%) on Schedule A.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 3 insured contracts are health coverage, split across UNITEDHEALTHCARE OF THE MIDLANDS, INC., HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. and UNITEDHEALTHCARE OF WISCONSIN, INC..
Reported premium is $126,877; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
3 carriers appear on the filing, including UNITEDHEALTHCARE OF THE MIDLANDS, INC., HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. and UNITEDHEALTHCARE OF WISCONSIN, INC.. UNITEDHEALTHCARE OF THE MIDLANDS, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE OF THE MIDLANDS, INC. | Health | 33 | Jan 1, 2026 | $115,020 | $0 |
| HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | Health | 3 | Jan 1, 2026 | $11,727 | $0 |
| UNITEDHEALTHCARE OF WISCONSIN, INC. | Health | 5 | Jan 1, 2026 | $130 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Missouri. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Missouri — largest plans, brokers, carriers and renewal months.