Form 5500 · Employee benefit plan · OAKLAND, CA
BAY AREA COMMUNITY SERVICES
The filing calls this plan BAY AREA COMMUNITY SERVICES HEALTH AND WELFARE PLAN.
BAY AREA COMMUNITY SERVICES of OAKLAND, CA insures health, dental and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is DEBORAH UPLAND. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 2 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-1708069 · plan 501 · plan year 2026, filed Aug 26, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
142 other employer plans in California have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental and life; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 1,032 people.
Reported premium across the insured contracts is $9,330,074, with $402,597 in disclosed broker commissions — about 4.3% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
DEBORAH UPLAND is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., METROPOLITAN LIFE INSURANCE COMPANY and HARTFORD LIFE AND ACCIDENT. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 1,032 | Feb 1, 2026 | $8,747,971 | $390,003 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 1,224 | Feb 1, 2026 | $519,575 | $9,018 |
| HARTFORD LIFE AND ACCIDENT | Life | 709 | Feb 1, 2026 | $62,528 | $3,576 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in California. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
142 other employer plans in California are February 1 renewals (policy year ends January).
Their policy years end in January, like this plan’s, so most renew February 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in California — largest plans, brokers, carriers and renewal months.