Form 5500 · Employee benefit plan · SUMMERDALE, AL
BALDWIN COUNTY ELECTRIC MEMBERSHIP CORPORATION
BALDWIN COUNTY ELECTRIC MEMBERSHIP CORPORATION of SUMMERDALE, AL is a 325-participant utilities employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is PALOMAR INSURANCE CORPORATION. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-0014658 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF ALABAMA, covers 721 people.
Reported premium across the insured contracts is $5,293,349, with $69,067 in disclosed broker commissions — about 1.3% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in October — the plan is on a split renewal cycle.
PALOMAR INSURANCE CORPORATION is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing — BLUE CROSS AND BLUE SHIELD OF ALABAMA, DEARBORN LIFE INSURANCE COMPANY, AFLAC and HARTFORD LIFE AND ACCIDENT — with BLUE CROSS AND BLUE SHIELD OF ALABAMA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DEARBORN LIFE INSURANCE COMPANY | Life, Disability | 219 | December | $347,803 | $52,102 |
| AFLAC | — | 225 | December | $89,876 | $16,696 |
| HARTFORD LIFE AND ACCIDENT | — | 218 | October | $1,042 | $156 |
| HARTFORD LIFE AND ACCIDENT | — | 218 | October | $750 | $113 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Health, Dental, Vision | 721 | December | $4,853,878 | $0 |
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