Form 5500 · Employee benefit plan · POOLER, GA
BAKER CONSTRUCTORS, INC.
The filing calls this plan BAKER CONSTRUCTORS BENEFITS PLAN.
BAKER CONSTRUCTORS, INC. of POOLER, GA is a 211-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is STERLING SEACREST PRITCHARD, INC.. Coverage is written through BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. and 2 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-2643964 · plan 501 · plan year 2024, filed Nov 20, 2024
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC., covers 321 people.
Reported premium across the insured contracts is $4,261,844, with $138,141 in disclosed broker commissions — about 3.2% of premium.
The health contract's policy period ended in May, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
STERLING SEACREST PRITCHARD, INC. is the broker of record on all 3 contracts.
3 carriers appear on the filing, including BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC., UNITED OF OMAHA LIFE INSURANCE COMPANY and STANDARD INSURANCE COMPANY. BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | Health, Dental, Vision | 321 | Jun 1, 2024 | $4,006,549 | $99,847 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 149 | Jun 1, 2024 | $173,054 | $25,958 |
| STANDARD INSURANCE COMPANY | Life, Disability | 229 | Oct 1, 2023 | $82,241 | $12,336 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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