Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
AWI HOLDINGS INC. DBA AUTO-WARES GROUP
The filing calls this plan AWI HOLDINGS INC. DBA AUTO-WARES GROUP EMPLOYEE HEALTH BENEFIT PLAN.
AWI HOLDINGS INC. DBA AUTO-WARES GROUP of GRAND RAPIDS, MI spreads its employee benefits across 6 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ASR HEALTH BENEFITS. Coverage is written through ARDELLIS and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3778359 · plan 501 · plan year 2025, filed Sep 24, 2026
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1,931 other employer plans in Michigan have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: BLUECROSS BLUESHIELD OF ILLINOIS covers 35 of 1,741 participants (2%) on Schedule A.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with ARDELLIS, covers 853 people.
Reported premium across the insured contracts is $2,951,762, with $387,286 in disclosed broker commissions — about 13% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ASR HEALTH BENEFITS is the broker of record on 2 of the 8 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including ARDELLIS, AMERITAS LIFE INSURANCE CORP., UNUM LIFE INSURANCE COMPANY OF AMERICA and BLUECROSS BLUESHIELD OF ILLINOIS. ARDELLIS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ARDELLIS | — | 853 | Jan 1, 2026 | $1,337,595 | $240,433 |
| AMERITAS LIFE INSURANCE CORP. | Dental, Vision | 1,718 | Jan 1, 2026 | $600,997 | $52,090 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,679 | Jan 1, 2026 | $377,770 | $45,467 |
| HCC LIFE INSURANCE COMPANY | — | 853 | Jan 1, 2026 | $142,987 | $14,299 |
| BLUECROSS BLUESHIELD OF ILLINOIS | Health | 35 | Jan 1, 2026 | $339,967 | $11,899 |
| UNUM INSURANCE COMPANY | — | 231 | Jan 1, 2026 | $57,592 | $9,301 |
| UNUM INSURANCE COMPANY | — | 234 | Jan 1, 2026 | $51,064 | $8,281 |
| UNUM INSURANCE COMPANY | — | 403 | Jan 1, 2026 | $43,790 | $5,516 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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