Form 5500 · Employee benefit plan · SAN ANTONIO, TX
AVANCE INC.
The filing calls this plan AVANCE INC EMPLOYEE BENEFITS PLAN.
AVANCE INC. of SAN ANTONIO, TX is a 1,017-participant health care and social assistance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is HUB INTERNATIONAL TEXAS, INC. Coverage is written through HEALTH CARE SERVICE CORPORATION and 4 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1769114 · plan 501 · plan year 2025, filed Mar 4, 2026
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333 other employer plans in Texas have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTH CARE SERVICE CORPORATION, covers 829 people.
Reported premium across the insured contracts is $8,846,122, with $407,014 in disclosed broker commissions — about 4.6% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL TEXAS, INC is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including HEALTH CARE SERVICE CORPORATION, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, DEARBORN LIFE INSURANCE COMPANY and TELADOC HEALTH, INC.. HEALTH CARE SERVICE CORPORATION writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTH CARE SERVICE CORPORATION | Health, Dental | 829 | Oct 1, 2025 | $8,206,534 | $308,111 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 894 | Oct 1, 2025 | $510,295 | $82,473 |
| DEARBORN LIFE INSURANCE COMPANY | Vision | 600 | Oct 1, 2025 | $83,470 | $8,365 |
| TELADOC HEALTH, INC. | — | 124 | Oct 1, 2025 | $27,539 | $4,131 |
| MEDICAL AIR SERVICES ASSOCIATION, INC. | — | 65 | Oct 1, 2025 | $12,861 | $2,776 |
| MEDICAL AIR SERVICES ASSOCIATION, INC. | — | 19 | Oct 1, 2025 | $3,187 | $675 |
| MEDICAL AIR SERVICES ASSOCIATION, INC. | — | 5 | Oct 1, 2025 | $2,236 | $483 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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