Form 5500 · Employee benefit plan · ESSEX JUNCTION, VT
AUTUMN HARP, INC.
AUTUMN HARP, INC. of ESSEX JUNCTION, VT spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is BROWN & BROWN INSURANCE SERVICES. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0284189 · plan 507 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 176 people.
Reported premium across the insured contracts is $2,534,875, with $19,213 in disclosed broker commissions — about 0.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INSURANCE SERVICES is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT, DELTA DENTAL PLAN OF VERMONT, INC. and METROPOLITAN LIFE INSURANCE COMPANY — with CIGNA HEALTH AND LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 251 | December | $177,721 | $13,333 |
| DELTA DENTAL PLAN OF VERMONT, INC. | Dental | 215 | December | $98,467 | $4,600 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 213 | December | $23,079 | $1,280 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Vision | 176 | December | $2,235,608 | $0 |
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