Form 5500 · Employee benefit plan · PHILADELPHIA, PA
ATHENA GLOBAL ADVISORS, INC.
The filing calls this plan ATHENA GLOBAL ADVISORS EMPLOYEE BENEFIT PLAN.
ATHENA GLOBAL ADVISORS, INC. of PHILADELPHIA, PA is a 100-participant other services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is RISK PLACEMENT SERVICES. Coverage is written through INDEPENDENCE BLUE CROSS and 2 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-2226366 · plan 501 · plan year 2025, filed Jul 17, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with INDEPENDENCE BLUE CROSS, covers 120 people.
Reported premium across the insured contracts is $802,573, with $120,536 in disclosed broker commissions — about 15% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
RISK PLACEMENT SERVICES is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including INDEPENDENCE BLUE CROSS, LIFE INSURANCE COMPANY OF NORTH AMERICA and PRINCIPAL LIFE INSURANCE COMPANY. INDEPENDENCE BLUE CROSS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| INDEPENDENCE BLUE CROSS | Health | 120 | Nov 1, 2025 | $519,102 | $105,385 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 115 | Nov 1, 2025 | $62,626 | $6,745 |
| INDEPENDENCE BLUE CROSS | Health, Vision | 120 | Nov 1, 2025 | $175,348 | $5,754 |
| PRINCIPAL LIFE INSURANCE COMPANY | Dental | 133 | Nov 1, 2025 | $45,497 | $2,652 |
Premium and claims on these contracts
INDEPENDENCE BLUE CROSS, contract 2472679. For the contract year on this filing, the carrier reported $519,102 in premium earned and $660,783 in claims incurred. Dividing one by the other gives 127%.
INDEPENDENCE BLUE CROSS, contract 2472679. For the contract year on this filing, the carrier reported $175,348 in premium earned and the same figure again in claims incurred.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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