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Form 5500 · Employee benefit plan · SALT LAKE CITY, UT

ASSOCIATED FOOD STORES, INC.

The filing calls this plan ASSOCIATED FOOD STORES, INC. HEALTH AND WELFARE BENEFIT PLAN.

ASSOCIATED FOOD STORES, INC. of SALT LAKE CITY, UT insures health, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is PREPARE BENEFITS, LLC. Coverage is written through SELECTHEALTH and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-6012613 · plan 502 · plan year 2025, filed Sep 23, 2026

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699 other employer plans in Utah have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
3,306
Active at start of year
3,291
Active at end of year
3,209
Disclosed commissions
$195,230
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — SELECTHEALTH4,796 of 3,306 participants on the largest contract
Dentaldeclared, no contract here says it covers this
Visioninsured — VISION SERVICE PLAN2,008 of 3,306 participants (61%)
Lifeinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY3,209 of 3,306 participants (97%)
Disabilityinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY3,209 of 3,306 participants (97%)

One contract on this filing does not say which benefits it covers, so a line above may be insured by it.

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, vision, life and disability; the largest, with SELECTHEALTH, covers 4,796 people.

The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.

Reported premium across the insured contracts is $26,787,274, with $195,230 in disclosed broker commissions — about 0.7% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in February. The plan is on a split renewal cycle.

PREPARE BENEFITS, LLC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYHealth, Life, Disability3,209Jan 1, 2026$836,931$189,784
VISION SERVICE PLANVision2,008Jan 1, 2026$246,465$4,709
RELIANCE STANDARD LIFE INSURANCE COMPANY—234Mar 1, 2025$4,912$737
SELECTHEALTHHealth4,796Jan 1, 2026$25,698,966$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
ASSOCIATED FOOD STORES, INC.
EIN 81-6012613

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 1,423 employees, 52 recordable cases, 425 days away from work.

EmployeesThe company's own average for the year
1,423
Hours worked
2,085,266
Recordable cases
52
Days away from work
425
Establishments filed under this EIN
2

Source: OSHA Injury Tracking Application establishment data, 2025.

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Renewal calendar

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