Form 5500 · Employee benefit plan · WILMINGTON, DE
ASHLAND INC.
Public Form 5500 records show how ASHLAND INC. of WILMINGTON, DE, a corporate management employer, structures its employee benefits. Its broker of record is MERCER HEALTH & BENEFITS LLC. Coverage is written through LINCOLN NATIONAL LIFE INSURANCE COMPANY and 10 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-2587835 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life and disability; the largest, with LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 2,096 people.
Reported premium across the insured contracts is $4,172,549, with $183,599 in disclosed broker commissions — about 4.4% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in February — the plan is on a split renewal cycle.
MERCER HEALTH & BENEFITS LLC is the broker of record on 3 of the 12 contracts; the rest name a different broker or none.
11 carriers appear on the filing — LINCOLN NATIONAL LIFE INSURANCE COMPANY, TRANSAMERICA PREMIER LIFE INSURANCE COMPANY, VISION SERVICE PLAN and CONTINENTAL AMERICAN INSURANCE COMPANY among them — with LINCOLN NATIONAL LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 2,096 | December | $2,366,708 | $94,668 |
| AFLAC | — | 61 | December | $70,057 | $31,707 |
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 1,357 | December | $688,549 | $27,542 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 89 | December | $163,525 | $23,548 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life | 1,599 | December | $20,447 | $6,134 |
| FEI BEHAVIORIAL HEALTH, INC. | — | 1,624 | December | $27,026 | $0 |
| TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | Health | 177 | December | $515,889 | $0 |
| DENTAL SERVICES ORGANIZATION, LLC | Dental | 3 | December | $1,946 | $0 |
| VISION SERVICE PLAN | Vision | 1,201 | December | $245,878 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 106 | February | — | $0 |
| METLIFE LEGAL PLANS | — | 246 | December | $54,389 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 3 | December | $18,135 | $0 |
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