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Form 5500 · Employee benefit plan · ASHLAND, OR

ASHLAND FOOD COOPERATIVE

The filing calls this plan ASHLAND FOOD COOPERATIVE DISABILITY PLAN.

ASHLAND FOOD COOPERATIVE of ASHLAND, OR files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GARY LAPIDUS. Coverage is written through USABLE LIFE. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 93-0634581 · plan 508 · plan year 2024, filed Oct 8, 2025

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How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
116
Active at start of year
116
Active at end of year
120
Disclosed commissions
$6,449
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared under plan 505
Dentaldeclared under plan 506
Visiondeclared under plan 507
Lifedeclared under plan 509
Disabilityinsured — USABLE LIFE120 of 116 participants

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, disability, through USABLE LIFE, covering 120 people.

Reported premium across the insured contracts is $57,066, with $6,449 in disclosed broker commissions — about 11% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
USABLE LIFEDisability120Jan 1, 2025$57,066$6,449

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Reported to OSHA

Reported to OSHA for 2025: 166 employees, 8 recordable cases, 16 days away from work.

EmployeesThe company's own average for the year
166
Hours worked
276,189
Recordable cases
8
Days away from work
16

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

How this plan compares

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