Form 5500 · Employee benefit plan · LITTLE ROCK, AR
ARKANSAS FEDERAL CREDIT UNION
ARKANSAS FEDERAL CREDIT UNION of LITTLE ROCK, AR insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is STEPHENS INSURANCE, LLC.. Coverage is written through ARKANSAS BLUE CROSS AND BLUE SHIELD and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0292056 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 13 insured contracts covering health, dental, vision, life and disability; the largest, with ARKANSAS BLUE CROSS AND BLUE SHIELD, covers 391 people.
Reported premium across the insured contracts is $3,335,310, with $77,621 in disclosed broker commissions — about 2.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
STEPHENS INSURANCE, LLC. is the broker of record on 8 of the 13 contracts; the rest name a different broker or none.
4 carriers appear on the filing — ARKANSAS BLUE CROSS AND BLUE SHIELD, AMERICAN HERITAGE LIFE INSURANCE COMPANY, USABLE LIFE and PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD — with ARKANSAS BLUE CROSS AND BLUE SHIELD writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Dental | 419 | December | $283,182 | $15,209 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 89 | December | $70,898 | $11,210 |
| USABLE LIFE | — | 209 | December | $49,757 | $10,087 |
| USABLE LIFE | — | 453 | December | $32,036 | $9,504 |
| USABLE LIFE | — | 749 | December | $25,263 | $7,576 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Vision | 414 | December | $67,915 | $7,330 |
| USABLE LIFE | — | 1,005 | December | $18,196 | $5,851 |
| USABLE LIFE | Life | 545 | December | $21,881 | $4,344 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 46 | December | $8,731 | $4,292 |
| USABLE LIFE | — | 545 | December | $4,459 | $920 |
| USABLE LIFE | Disability | 433 | December | $43,148 | $684 |
| USABLE LIFE | Life | 433 | December | $38,607 | $614 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Health | 391 | December | $2,671,237 | $0 |
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