Form 5500 · Employee benefit plan · MIAMI, FL
AREAS USA, INC.
AREAS USA, INC.'s employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is MARSH AND MCLENNAN AGENCY. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3841699 · plan 525 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Dental, Vision, Life | 1,110 | December | $55,683 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 191 | December | $5,694 |
| PRE-PAID LEGAL SERVICES INC | — | 33 | December | $905 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 590 | December | $0 |
Questions
Who is AREAS USA, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, AREAS USA, INC.'s broker of record is MARSH AND MCLENNAN AGENCY.
What insurance carrier does AREAS USA, INC. use?
AREAS USA, INC.'s benefit plan is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, among 4 disclosed carriers.
When does AREAS USA, INC.'s group plan renew?
The most recent Schedule A policy period for AREAS USA, INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from AREAS USA, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.