Form 5500 · Employee benefit plan · TIMMONSVILLE, SC
ARDS TRUCKING COMPANY
The filing calls this plan ARD TRUCKING HEALTH AND WELFARE PLAN.
ARDS TRUCKING COMPANY of TIMMONSVILLE, SC is a 171-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is VARIOUS - SEE ATTACHED. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 57-0604441 · plan 501 · plan year 2025, filed Apr 28, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 473 people.
Reported premium across the insured contracts is $1,817,431, with $38,451 in disclosed broker commissions — about 2.1% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
VARIOUS - SEE ATTACHED is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, COMPANION LIFE and AFLAC. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Disability | 130 | Oct 1, 2025 | $189,338 | $27,084 |
| COMPANION LIFE | Dental, Vision, Life | 179 | Oct 1, 2025 | $125,004 | $11,261 |
| AFLAC | — | 2 | Oct 1, 2025 | $632 | $106 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 473 | Oct 1, 2025 | $1,502,457 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 472 employees, 4 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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