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Form 5500 · Employee benefit plan · INDIANAPOLIS, IN

APRIA HEALTHCARE GROUP, INC.

The filing calls this plan APRIA HEALTHCARE GROUP LLC FLEXIBLE BENEFITS PLAN.

APRIA HEALTHCARE GROUP, INC. of INDIANAPOLIS, IN files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ALLIANT INSURANCE SERVICES, INC.. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 14 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2023

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 33-0488566 · plan 501 · plan year 2023, filed Feb 26, 2025

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1,291 other employer plans in Indiana have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
6,171
Active at start of year
6,150
Active at end of year
6,245
Disclosed commissions
$272,637
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.776 of 6,171 participants (13%) on the largest contract
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY7,935 of 6,171 participants
Visioninsured — HUMANA INSURANCE COMPANY4,092 of 6,171 participants (66%)
Lifeinsured — STANDARD INSURANCE COMPANY6,245 of 6,171 participants
Disabilityinsured — STANDARD INSURANCE COMPANY6,245 of 6,171 participants

Also declared: prepaid legal, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 16 insured contracts covering health, dental, vision, life and disability.

Reported premium across the insured contracts is $13,168,738, with $272,637 in disclosed broker commissions — about 2.1% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

ALLIANT INSURANCE SERVICES, INC. is the broker of record on 3 of the 16 contracts; the rest name a different broker or none.

15 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., METROPOLITAN LIFE INSURANCE COMPANY, STANDARD INSURANCE COMPANY and KAISER FOUNDATION HEALTH PLAN OF COLORADO. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
STANDARD INSURANCE COMPANYLife, Disability6,245Jan 1, 2024$2,394,630$203,086
METROPOLITAN LIFE INSURANCE COMPANYHealth, Dental7,935Jan 1, 2024$3,777,021$45,360
METLIFE LEGAL PLANS—534Jan 1, 2024$124,756$16,100
UPMC HEALTH OPTIONSHealth68Jan 1, 2024$295,050$8,091
KAISER FOUNDATION HEALTH PLAN, INC.Health776Jan 1, 2024$4,592,802$0
KAISER FOUNDATION HEALTH PLAN OF COLORADOHealth86Jan 1, 2024$464,232$0
HUMANA INSURANCE COMPANYVision4,092Jan 1, 2024$462,673$0
HAWAII MEDICAL SERVICE ASSOCIATIONHealth33Jan 1, 2024$246,480$0
KAISER FOUNDATION HEALTH PLAN, INC.Health78Jan 1, 2024$236,775$0
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth39Jan 1, 2024$236,447$0
KAISER FOUNDATION HEALTH PLAN OF THE NORTHWESTHealth22Jan 1, 2024$128,531$0
KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.Health15Jan 1, 2024$90,910$0
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.Health12Jan 1, 2024$61,785$0
AETNA BEHAVIORAL HEALTH, LLC—6,245Jan 1, 2024$56,646$0
HARTFORD LIFE AND ACCIDENT—6,245Jan 1, 2024—$0
HEALTH AND HUMAN RESOURCE CENTER—1,343Jan 1, 2024—$0

Premium and claims on this contract

STANDARD INSURANCE COMPANY, contract 758985. For the contract year on this filing, the carrier reported $2,394,630 in premium earned and $1,321,534 in claims incurred. Dividing one by the other gives 55%.

  • STANDARD INSURANCE COMPANY, contract 758985 reported $1,248,197 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
APRIA HEALTHCARE GROUP, INC.
EIN 33-0488566

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

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Renewal calendar

1,291 other employer plans in Indiana are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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