Form 5500 · Employee benefit plan · CUPERTINO, CA
APPLE INC.
Public Form 5500 records show how APPLE INC. of CUPERTINO, CA, a manufacturing employer, structures its employee benefits. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN INC. and 10 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-2404110 · plan 510 · as of Aug 2026
Plan brief
Schedule A lists 16 insured contracts covering health, dental, vision, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN INC., covers 22,463 people.
Reported premium across the insured contracts is $276,824,270, with $543,407 in disclosed broker commissions — about 0.2% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in June — the plan is on a split renewal cycle.
MERCER HEALTH AND BENEFITS, LLC is the broker of record on 1 of the 16 contracts; the rest name a different broker or none.
11 carriers appear on the filing — KAISER FOUNDATION HEALTH PLAN INC., MINNESOTA LIFE INSURANCE COMPANY, LINCOLN NATIONAL LIFE INSURANCE COMPANY and LYRA CLINICAL ASSOCIATES P.C. among them — with KAISER FOUNDATION HEALTH PLAN INC. writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 89,138 | December | $36,227,114 | $543,407 |
| AETNA LIFE INSURANCE CO. | Health | 62 | December | $85,733 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 106,684 | December | $1,561,150 | $0 |
| COMPSYCH CORPORATION | — | 102,991 | June | $3,593,857 | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | 106,684 | December | $292,735 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 357 | December | $2,359,362 | $0 |
| KAISER FOUNDATION HEALTH PLAN INC. | Health | 22,463 | December | $153,195,504 | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | — | 100,439 | December | $4,006,640 | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | Life | 100,460 | December | $22,190,968 | $0 |
| CVS PHARMACY, INC. | — | 12 | December | $9,866 | $0 |
| CVS PHARMACY, INC. | — | 4 | December | $2,404 | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | — | 35,114 | December | $5,487,408 | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | Life | 85,565 | December | $38,599,233 | $0 |
| LYRA HEALTH, INC. | — | 106,314 | December | $511,826 | $0 |
| AETNA LIFE INSURANCE CO. | Health, Dental | 353 | December | $2,830,208 | $0 |
| LYRA CLINICAL ASSOCIATES P.C. | — | 106,314 | December | $5,870,262 | $0 |
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