Form 5500 · Employee benefit plan · NEW BALTIMORE, MI
ANCHOR BAY PACKAGING CORPORATION
The filing calls this plan ANCHOR BAY PACKAGING CORPORATIONS GROUP INSURANCE PLAN.
ANCHOR BAY PACKAGING CORPORATION of NEW BALTIMORE, MI spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is REBEKAH LYNN VANBEEK. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-0481950 · plan 510 · plan year 2025, filed Sep 1, 2026
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1,931 other employer plans in Michigan have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 497 people.
Reported premium across the insured contracts is $4,234,539, with $149,872 in disclosed broker commissions — about 3.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
REBEKAH LYNN VANBEEK is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. BLUE CROSS BLUE SHIELD OF MICHIGAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health, Dental, Vision | 497 | Jan 1, 2026 | $3,387,645 | $106,166 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 359 | Jan 1, 2026 | $161,276 | $24,192 |
| BLUE CARE NETWORK OF MICHIGAN | Health | 89 | Jan 1, 2026 | $685,618 | $19,514 |
Premium and claims on these contracts
BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 126692. For the contract year on this filing, the carrier reported $3,387,645 in premium earned and $3,571,844 in claims incurred. Dividing one by the other gives 105%.
BLUE CARE NETWORK OF MICHIGAN, contract 126692. For the contract year on this filing, the carrier reported $685,618 in premium earned and $1,249,946 in claims incurred. Dividing one by the other gives 182%.
- BLUE CROSS BLUE SHIELD OF MICHIGAN, contract 126692 reported $938,825 in retention.
- BLUE CARE NETWORK OF MICHIGAN, contract 126692 reported $193,658 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
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Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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