Form 5500 · Employee benefit plan · CLEARWATER, FL
AMERILIFE US, LLC
AMERILIFE US, LLC of CLEARWATER, FL is a 2,349-participant finance and insurance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is NATIONAL INSURANCE MARKETING BROKER. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 51-0431043 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 11 insured contracts covering dental, vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 3,470 people.
Reported premium across the insured contracts is $2,995,441, with $634,744 in disclosed broker commissions — about 21% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
NATIONAL INSURANCE MARKETING BROKER is the broker of record on 3 of the 11 contracts; the rest name a different broker or none.
7 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN, DELTA DENTAL INSURANCE COMPANY and UNUM INSURANCE COMPANY among them — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL INSURANCE COMPANY | Dental | 5,323 | December | $186,791 | $186,791 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 3,470 | December | $805,068 | $120,760 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 3,468 | December | $572,078 | $85,812 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 4,211 | December | $569,287 | $85,393 |
| TRUSTMARK INSURANCE COMPANY | Life | 38 | December | $72,534 | $33,587 |
| UNUM INSURANCE COMPANY | — | 485 | December | $164,022 | $32,804 |
| UNUM INSURANCE COMPANY | — | 446 | December | $153,405 | $30,694 |
| UNUM INSURANCE COMPANY | — | 624 | December | $136,171 | $27,256 |
| VISION SERVICE PLAN | Vision | 2,350 | December | $241,052 | $24,834 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 369 | December | $77,419 | $6,813 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 65 | December | $17,614 | $0 |
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