Form 5500 · Employee benefit plan · NEW HAVEN, CT
AMERICAN LEAK DETECTION, INC.
The filing calls this plan AMERICAN LEAK DETECTION EMPLOYEE BENEFITS PLAN.
AMERICAN LEAK DETECTION, INC. of NEW HAVEN, CT files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ACRISURE LLC. Coverage is written through COLONIAL LIFE & ACCIDENT INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 33-0106141 · plan 502 · plan year 2025, filed Jan 8, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering dental and vision; the largest, with COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, covers 121 people.
The filing declares dental, vision, health and life. Health and life appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $363,053, with $79,449 in disclosed broker commissions — about 22% of premium.
The most recent policy period ended in August, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
ACRISURE LLC is the broker of record on all 4 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 121 | Sep 1, 2024 | $198,509 | $72,259 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Dental | 216 | Jan 1, 2025 | $141,670 | $4,811 |
| THE PAUL REVERE LIFE INSURANCE COMPANY | — | 4 | Sep 1, 2024 | $8,078 | $1,528 |
| STANDARD INSURANCE COMPANY | Vision | 166 | Dec 1, 2024 | $14,796 | $851 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 754858. For the contract year on this filing, the carrier reported $14,796 in premium earned and $9,269 in claims incurred. Dividing one by the other gives 63%.
- STANDARD INSURANCE COMPANY, contract 754858 reported $7,212 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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