Form 5500 · Employee benefit plan · COLUMBIA, MD
AMBU INC
The filing calls this plan AMBU INC HEALTH AND WELFARE BENEFITS PLAN.
AMBU INC of COLUMBIA, MD insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is LHD BENEFIT ADVISORS. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 06-1090672 · plan 501 · plan year 2026, filed Aug 5, 2026
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44 other employer plans in Maryland have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 290 people.
Reported premium across the insured contracts is $8,284,151, with $63,025 in disclosed broker commissions — about 0.8% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
LHD BENEFIT ADVISORS is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and LIFE INSURANCE COMPANY OF NORTH AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 300 | Feb 1, 2026 | $285,669 | $35,788 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 290 | Feb 1, 2026 | $7,998,482 | $27,237 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
44 other employer plans in Maryland are February 1 renewals (policy year ends January).
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