Form 5500 · Employee benefit plan · HAMMOND, IN
ALVERNO CLINICAL LABORATORIES
ALVERNO CLINICAL LABORATORIES of HAMMOND, IN spreads its employee benefits across 6 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HUB INTERNATIONAL MIDWEST LIMITED. Coverage is written through BLUE CROSS BLUE SHIELD OF ILLINIOS and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3240648 · plan 507 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with BLUE CROSS BLUE SHIELD OF ILLINIOS, covers 1,433 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $15,455,845, with $75,256 in disclosed broker commissions — about 0.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LIMITED is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINIOS | Health, Stop-loss | 1,433 | December | $13,975,724 | $61,992 |
| UNUM LIFE INSURANCE COMPANY | Disability | 1,226 | December | $334,652 | $7,347 |
| UNUM LIFE INSURANCE COMPANY (SHORT-TERM) | — | 449 | December | $207,997 | $5,917 |
| SECURIAN LIFE INSURANCE COMPANY (LIFE) | Life | 176 | December | $8,732 | $0 |
| EYEMED VISION VARE | Vision | 1,333 | December | $127,692 | $0 |
| SECURIAN LIFE INSURANCE COMPANY (LIFE) | Life | 168 | December | $27,941 | $0 |
| DELTA DENTAL OF INDIANA | Dental | 1,573 | December | $649,248 | $0 |
| SECURIAN LIFE INSURANCE COMPANY (LIFE) | Life | 1,350 | December | $123,859 | $0 |
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