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Form 5500 · Employee benefit plan · ALBANY, NY

ALBANY LAW SCHOOL

The filing calls this plan ALBANY LAW SCHOOL WELFARE BENEFITS PLAN.

Public Form 5500 records show how ALBANY LAW SCHOOL of ALBANY, NY, a education employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through ANTHEM BLUE CROSS and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 14-1338309 · plan 502 · plan year 2025, filed Sep 8, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
124
Active at start of year
124
Active at end of year
128
Disclosed commissions
$49,765
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — ANTHEM BLUE CROSS197 of 124 participants
Dentaldeclared, not on Schedule A
Visiondeclared, not on Schedule A
Lifeinsured — COMPANION LIFE INSURANCE COMPANY123 of 124 participants (99%) on the largest contract
Disabilityinsured — MUTUAL OF OMAHA INSURANCE COMPANY123 of 124 participants (99%)

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, life and disability; the largest, with ANTHEM BLUE CROSS, covers 197 people.

The filing declares health, life, disability, dental and vision. Dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $1,733,339, with $49,765 in disclosed broker commissions — about 2.9% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 4 contracts.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
ANTHEM BLUE CROSSHealth197Jan 1, 2026$1,674,748$43,482
COMPANION LIFE INSURANCE COMPANYLife123Jan 1, 2026$36,537$3,327
MUTUAL OF OMAHA INSURANCE COMPANYDisability123Jan 1, 2026$17,557$2,506
MUTUAL OF OMAHA INSURANCE COMPANYLife123Jan 1, 2026$4,497$450

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
ALBANY LAW SCHOOL
EIN 14-1338309

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

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