Form 5500 · Employee benefit plan · HERNDON, VA
AKIMA, LLC
The filing calls this plan AKIMA, LLC UNFUNDED HEALTH AND WELFARE BENEFITS WRAP PLAN.
AKIMA, LLC of HERNDON, VA is a 4,048-participant information and media employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is WILLIS TOWERS WATSON SOUTHEAST INC. Coverage is written through DELTA DENTAL OF NORTH CAROLINA and 9 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-0072039 · plan 502 · plan year 2024, filed Oct 15, 2025
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1,326 other employer plans in Virginia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 7 insured health contracts, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 312 of 4,048 participants (7.7%) on Schedule A.
Also declared: death benefits, prepaid legal.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with DELTA DENTAL OF NORTH CAROLINA, covers 8,974 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $21,741,019, with $505,814 in disclosed broker commissions — about 2.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON SOUTHEAST INC is the broker of record on 1 of the 13 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 7,135 | Jan 1, 2025 | $4,979,266 | $203,382 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 312 | Jan 1, 2025 | $1,925,282 | $199,008 |
| HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | Health, Stop-loss | 103 | Jan 1, 2025 | $1,154,258 | $35,663 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 136 | Jan 1, 2025 | $185,706 | $21,298 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Health, Dental, Vision, Life | 310 | Oct 1, 2024 | $224,952 | $18,145 |
| METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | 883 | Jan 1, 2025 | $168,300 | $16,297 |
| BLUECROSS BLUESHIELD OF NEW MEXICO | Health | 27 | Jan 1, 2025 | $325,261 | $9,724 |
| HARTFORD LIFE AND ACCIDENT | Health | 70 | Jan 1, 2025 | $29,848 | $1,665 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 1 | Jan 1, 2025 | $6,318 | $632 |
| DELTA DENTAL OF NORTH CAROLINA | Dental | 8,974 | Jan 1, 2025 | $9,604,137 | $0 |
| SYMETRA LIFE INSURANCE COMPANY | Stop-loss | 3,791 | Jan 1, 2025 | $2,586,221 | $0 |
| VSP | Vision | 3,980 | Jan 1, 2025 | $458,466 | $0 |
| HARTFORD LIFE AND ACCIDENT | Health | 167 | Jan 1, 2025 | $93,004 | $0 |
Premium and claims on these contracts
DELTA DENTAL OF NORTH CAROLINA, contract 554931. For the contract year on this filing, the carrier reported $9,604,137 in premium earned and $8,200,818 in claims incurred. Dividing one by the other gives 85%.
VSP, contract 30019417. For the contract year on this filing, the carrier reported $458,466 in premium earned and $394,723 in claims incurred. Dividing one by the other gives 86%.
- DELTA DENTAL OF NORTH CAROLINA, contract 554931 reported $752,965 in retention.
- VSP, contract 30019417 reported $68,793 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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