Form 5500 · Employee benefit plan · LITTLETON, CO
ADVANTAGE SERVICES GROUP
The filing calls this plan ADVANTAGE SERVICES GROUP, LLC. WELFARE BENEFIT PLAN.
ADVANTAGE SERVICES GROUP of LITTLETON, CO insures health, dental, vision and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is BROWN & BROWN OF OREGON. Coverage is written through AETNA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 85-3347496 · plan 503 · plan year 2024, filed Jul 29, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision and life; the largest, with AETNA LIFE INSURANCE COMPANY, covers 378 people.
Reported premium across the insured contracts is $2,604,809, with $143,251 in disclosed broker commissions — about 5.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN OF OREGON is the broker of record on 2 of the 10 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, AMERITAS LIFE INSURANCE CORP. and COLONIAL LIFE & ACCIDENT INSURANCE COMPANY. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Health | 378 | Jan 1, 2025 | $2,345,444 | $72,075 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 139 | Jan 1, 2025 | $61,805 | $34,177 |
| AMERITAS LIFE INSURANCE CORP. | Dental, Vision | 631 | Jan 1, 2025 | $158,166 | $15,817 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 45 | Jan 1, 2025 | $20,303 | $12,367 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 22 | Jan 1, 2025 | $10,594 | $5,850 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 14 | Jan 1, 2025 | $6,028 | $2,696 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 172 | Jan 1, 2025 | $1,509 | $162 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 56 | Jan 1, 2025 | $542 | $59 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 29 | Jan 1, 2025 | $262 | $30 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | Life | 19 | Jan 1, 2025 | $156 | $18 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 18 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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