Form 5500 · Employee benefit plan · BETHESDA, MD
ADNET SYSTEMS, INC.
The filing calls this plan ADNET SYSTEMS, INC. WELFARE BENEFIT PLAN.
ADNET SYSTEMS, INC. of BETHESDA, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is HUB INTERNATIONAL MID-ATLANTIC, INC. Coverage is written through CAREFIRST BLUECHOICE, INC. and 3 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1731575 · plan 502 · plan year 2025, filed Apr 20, 2026
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80 other employer plans in Maryland have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CAREFIRST BLUECHOICE, INC., covers 680 people.
Reported premium across the insured contracts is $6,745,544, with $105,559 in disclosed broker commissions — about 1.6% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MID-ATLANTIC, INC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including CAREFIRST BLUECHOICE, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNUM LIFE INSURANCE COMPANY OF AMERICA and LEGAL RESOURCES. CAREFIRST BLUECHOICE, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 447 | Oct 1, 2025 | $721,783 | $61,582 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 129 | Oct 1, 2025 | $72,418 | $23,289 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 188 | Oct 1, 2025 | $112,663 | $20,688 |
| CAREFIRST BLUECHOICE, INC. | Health | 680 | Oct 1, 2025 | $5,815,500 | $0 |
| LEGAL RESOURCES | — | 97 | Oct 1, 2025 | $23,180 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
80 other employer plans in Maryland are October 1 renewals (policy year ends September).
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