Form 5500 · Employee benefit plan · SUMMERSVILLE, WV
ADMINISTRATION SERVICES INC
The filing calls this plan ADMINISTRATION SERVICES INC HEALTH CARE PLAN.
Public Form 5500 records show how ADMINISTRATION SERVICES INC of SUMMERSVILLE, WV, a administrative and support services employer, structures its employee benefits. Its broker of record is GARLOW INSURANCE AGENCY INC. Coverage is written through GERBER LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-0055117 · plan 501 · plan year 2024, filed Nov 26, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental and life; the largest, with GERBER LIFE INSURANCE COMPANY, covers 183 people.
Reported premium across the insured contracts is $578,456, with $48,829 in disclosed broker commissions — about 8.4% of premium.
The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.
GARLOW INSURANCE AGENCY INC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: GERBER LIFE INSURANCE COMPANY and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| GERBER LIFE INSURANCE COMPANY | Health | 183 | Dec 1, 2024 | $460,168 | $32,269 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Life | 183 | Dec 1, 2024 | $118,288 | $16,560 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in West Virginia. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in West Virginia — largest plans, brokers, carriers and renewal months.