Form 5500 · Employee benefit plan · VIRGINIA BEACH, VA
ACOUSTICAL SHEETMETAL COMPANY
The filing calls this plan ACOUSTICAL SHEETMETAL COMPANY HEALTH AND WELFARE PLAN.
ACOUSTICAL SHEETMETAL COMPANY of VIRGINIA BEACH, VA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through HEALTHKEEPERS, INC. and 3 other carriers. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 83-3041028 · plan 501 · plan year 2025, filed Jul 27, 2026
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133 other employer plans in Virginia have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTHKEEPERS, INC., covers 1,489 people.
Reported premium across the insured contracts is $3,469,207, with $273,705 in disclosed broker commissions — about 7.9% of premium.
The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including HEALTHKEEPERS, INC., ANTHEM LIFE INSURANCE COMPANY, ANTHEM HEALTH PLANS OF VIRGINIA DBA ANTHEM BCBS and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY. HEALTHKEEPERS, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTHKEEPERS, INC. | Health | 1,489 | Dec 1, 2025 | $2,827,594 | $124,627 |
| ANTHEM HEALTH PLANS OF VIRGINIA DBA ANTHEM BCBS | Health, Dental, Vision | 664 | Dec 1, 2025 | $266,858 | $124,627 |
| ANTHEM LIFE INSURANCE COMPANY | Life, Disability | 647 | Dec 1, 2025 | $356,303 | $20,761 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 14 | Dec 1, 2025 | $18,452 | $3,690 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
133 other employer plans in Virginia are December 1 renewals (policy year ends November).
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