Form 5500 · Employee benefit plan · WILMINGTON, DE
AAA CLUB ALLIANCE INC.
The filing calls this plan AAA CLUB ALLIANCE INC. WELFARE BENEFIT PLAN.
AAA CLUB ALLIANCE INC. of WILMINGTON, DE spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MERCER HEALTH AND BENEFITS ADMIN. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-0758010 · plan 510 · plan year 2025, filed Aug 14, 2026
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203 other employer plans in Delaware have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
5 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering vision, life and disability; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 4,680 people.
The filing declares vision, life, disability, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 5 contracts here that do not say what they cover.
Reported premium across the insured contracts is $3,294,093, with $137,999 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS ADMIN is the broker of record on 5 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | — | 672 | Jan 1, 2026 | $142,554 | $77,331 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 402 | Jan 1, 2026 | $147,337 | $30,465 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 663 | Jan 1, 2026 | $80,926 | $16,798 |
| METLIFE LEGAL PLANS | — | 675 | Jan 1, 2026 | $133,954 | $13,395 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 2 | Jan 1, 2026 | $284 | $10 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 4,680 | Jan 1, 2026 | $2,219,377 | $0 |
| VISION SERVICE PLAN | Vision | 3,042 | Jan 1, 2026 | $569,661 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,540 employees, 103 recordable cases, 1,552 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
203 other employer plans in Delaware are January 1 renewals (policy year ends December).
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